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RiskCogs

RiskCogs for PSPs & platforms

One integration. Merchant-level control.

Give each merchant an understandable view of risk while keeping your orchestration, routing and settlement arrangements.

Start in shadow mode
Risk inspectorIllustrative preview
pay_9d6e12Shadow

€89.00 · Visa debit · just now

Risk score
0.86Elevated risk
0.00 · low1.00 · high

Score contributions

  • BIN country ≠ IP country+0.31
  • Device linked to 6 accounts+0.22
  • 3 successful payments−0.08

Would have declined. No action taken.

Three signals. More context.

01

Merchant-specific rules

Compare shadow outcomes for each merchant before changing its thresholds.

Shadow · examplemerchant_id = merchant_demoObserve → inspect → decide

02

Provider-independent context

Carry the same payment identifier across your risk review and provider events.

Shadow · examplepayment_id = pay_9d6e12Observe → inspect → decide

03

Outcome feedback

Feed confirmed outcomes back into the original assessment.

Shadow · exampleoutcome = confirmed_goodObserve → inspect → decide

Illustrative signals and rules. Set thresholds for your own traffic and confirm the integration contract before enforcing.

Measure first. Enforce when ready.

Start free in shadow mode, then choose the plan that fits your traffic.